Why Buyers Choose Rick Stimac
We will sit down together to determine your specific needs and wants
I will assist you in finding the right home. We'll look at:
- Size
- Design
- Location
- Price Range
- Neighborhood
I will show you everything
- Other brokers' listings
- New homes
- All "for sale by owner" listings
You'll understand the market:
- Our database
- MLS system
- The internet
- SOLD comparables
I will write your offer and explain the elements of an offer:
- Price
- Terms
- Inclusions/Exclusions
- Possession/Dates
- Additional Provisions
I can help you obtain financing:
- Recommend a lender (at no fee to me)
- Supply quotes on interest rates and points
- Inform you of your ability to lock- in rates
- Set appointments for loan application in a timely manner
- Discuss assumptions and owner-carries
I will help you coordinate the other professionals involved in your purchase:
- Lenders
- Inspector
- Appraiser
- Insurance agent
- Title company
- Attorneys
These are the things YOU will need to do:
- Furnish all the documents required by the lender
- Pay for lender fees at application; typically, appraisal and credit report
- Set up a homeowners insurance policy prior to closing
- Transfer utilities (except water and sewer) into your name
- Bring identification and good funds to the closing (cash, cashier's check or certified funds)